African Export-Import Bank (Afreximbank) delivered one of its strongest years on record in 2025, with net income rising 19% to $1.2 billion and total assets and contingencies growing 21% to $48.5 billion. The results reflect sustained lending growth, tight cost discipline, and expanding investor confidence — all achieved against a backdrop of global geopolitical tensions, elevated inflation, and tighter financial conditions.
The Group’s net loan portfolio grew 16% to $33.5 billion, funding priorities across manufacturing, infrastructure, food security, and climate adaptation. Gross income rose 6% to $3.5 billion, while net interest income climbed 5.56% to $1.9 billion. The cost-to-income ratio edged up to 21% from 18% — still well within the Bank’s 30% ceiling — as operating costs rose on the back of staff expansion and inflation.
Asset quality remained sound. The non-performing loan ratio held near-stable at 2.43% (2024: 2.33%), underpinned by the Bank’s structured trade finance approach and preferred creditor status across member countries. Shareholders’ funds grew 17% to $8.4 billion, supported by $299.9 million in fresh equity raised under the General Capital Increase II programme.
A standout moment was Afreximbank’s successful entry into the Japanese and Chinese bond markets, raising over $836 million through Samurai and Panda bonds — demonstrating durable access to international capital despite rating agency concerns during the year.
The Bank recommended a dividend of $347 million for 2025, plus a $50 million special dividend for its concessionary financing window. Looking ahead, management said the Group enters 2026 with strong momentum and is well positioned to deepen trade integration and drive economic development across Africa and the Caribbean as the Sixth Strategic Plan concludes at year-end.