Britam General Insurance has unveiled specialized Electric Vehicle (EV) insurance coverage in Kenya, marking a significant step toward supporting the nation’s transition to sustainable mobility. The comprehensive product caters to both fully electric and hybrid vehicles, establishing Britam as a frontrunner in Kenya’s evolving low-carbon transportation landscape.
Kenya’s commitment to green mobility is evident in the Ministry of Transport and Infrastructure’s Draft National e-Mobility Policy, which targets EVs to represent 5% of all new vehicle registrations by 2025. Britam’s innovative insurance solution addresses this growing market while tackling the distinct challenges EV owners encounter, including expensive battery replacements and specialized maintenance requirements.
The insurance package features the exclusive Battery Protect Cover Extension, which provides crucial protection for the vehicle’s most costly components — the battery and electric motor systems. Additional specialized benefits include coverage for personal charging equipment and an innovative out-of-charge recovery service that transports stranded vehicles directly to nearby charging stations.
“Our EV Insurance demonstrates Britam’s commitment to innovation and our dedication to supporting Kenya’s sustainable transport future,” explained James Mbithi, CEO and Principal Officer of Britam General Insurance. “Through this specialized coverage, we’re not only meeting emerging customer demands but also contributing to responsible market growth in the green mobility sector.”
The insurance extends beyond EV-specific protection to include comprehensive coverage against accidental damage, theft, fire, flooding, and vandalism. Policyholders also benefit from political violence and terrorism protection, courtesy vehicle provision, roadside assistance, and excess protection — all within Britam’s established motor insurance framework.
Affordability remains a priority, with flexible premium payment options including both lump-sum and monthly installment plans. The coverage also encompasses privately owned electric motorcycles, broadening its appeal across Kenya’s diverse transport needs.
This launch reinforces Britam’s wider environmental commitment, evidenced by the installation of three EV charging stations with six charging ports and a 183-panel solar car port at its Nairobi headquarters. These initiatives reflect the company’s authentic dedication to sustainable business practices and environmental stewardship.
